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Securing your new home

Top tips to protect your property

WITH the number of break-ins reportedly on the rise, we are advising homebuyers to prioritise safety when moving into a new home.

The latest crime figures from the Home Office show a 14% increase in domestic burglary levels between 2010 and 2011*. This indicates a real need for homebuyers to assess the security measures in their new property as soon as possible after moving in.

Peter Bolton King, chief executive of the NAEA, said: “This isn’t about living in fear but about adopting a practical, common sense approach to safety. Taking simple steps when you get the keys to your new home can help to protect both people and property.”

We have the following advice for homeowners:

Look at lighting: Install motion-sensitive lighting fixtures at access points like above front doors and garage doors, overlooking gate entrances and in back gardens.

Fitting timers to lighting indoors can also be a simple and effective deterrent to would-be intruders by giving the impression of activity when you are out.

Think about codes: Familiarise yourself with how the alarm works on your new property and make sure you set a new passcode. If you rely on sensors around the home, check the batteries on a regular basis.

Mark valuable belongings using a UV pen or by engraving – this is an easy and discreet way to identify your items if stolen and recovered. But, don’t forget to change the postcode each time you move!

Avoid letterbox theft: As vehicle security becomes more sophisticated, thieves are turning to letterbox theft to obtain car keys. Poles are often used to hook keys from hallway entrances proving a costly experience for the homeowner, so keep valuables well away from the front door.

Be a good neighbour: People power is still an essential part of crime prevention. Join your local Neighbourhood Watch group or if there isn’t one, consider setting one up in liaison with your local police constabulary.

Don’t get caught out online: It’s natural to want to tell your friends and family about your new home. But take care if communicating this information online. Opportunist thieves are increasingly turning Facebook and Twitter to target unsuspecting victims so ensure status updates don’t give away valuable information about your property, like your address, or photos that make the location of your home identifiable.

*British Crime Survey (2010-2011)


How to totally avoid the stress of moving home

How the house was in 1912

One woman has avoided the hassle by staying in the same house all her life.

Ina Brown is celebrating her 100th Birthday. She was born in the front room of her gas lit cottage, in Hambledon village, Hampshire.

Ina used to run the village shop which is situated next door. On the other side of her house her father ran the Blacksmiths when she was young.

The village used to have hardly any drainage and sometimes flooded for three weeks at a time.

Most people reduce stress considerably by using Cooper Adams to move home!

Images courtesy of BBC News

How the house looks in 2012 – 100 years later

East Preston Film Night sponsored by Cooper Adams Estate Agents presents The Iron Lady

Wednesday 29th February 2012

The Iron Lady

Venue will be the Conservative Hall, Sea Road.
Tickets remain at £5.00.
Doors open 7pm, with film starting at 7.30pm.
Ticket sales outlets Sea View Stores & Hedgers Newsagents, both in Sea Road. ‎

“The Iron Lady” is a surprising and intimate portrait of Margaret Thatcher, the first and only female Prime Minister of The United Kingdom. One of the 20th century’s most famous and influential women, Thatcher came from nowhere to smash through barriers of gender and class to be heard in a male dominated world.

1hr 45min‎‎ – Rated 12A‎‎ – Drama‎‎ – English‎
Director: Phyllida Lloyd – Cast: Meryl Streep, Harry Lloyd, Richard E. Grant, Jim Broadbent, Anthony Head, Olivia Colman, Roger Allam, Alexandra Roach, Julian Wadham, Nick Dunning – :

Popcorn, snacks, soft drinks & wine on sale. Raffle prizes kindly donated by local traders

All profits will be used to part fund the East Preston Festival which raises money for local ventures. (Donated to in the past – Littlehampton Sea Cadets. Wonder girls, Village Hall, Poppy Appeal British Legion, Royal British Legion, Voice of Progress, Patient Link, Martletts, 1st East Preston Scouts, Girl Guiding East Preston, East Preston Youth Club, East Preston After School Club, Our Lady of the Sea ARK, Happy Days Pre School, East Preston Village Pre School, Baytree Club, East Preston Infant School, East Preston Junior School, Huntington’s Disease, Spotlight Children’s Theatre, East Preston Cricket Club Colts, East Preston W.I., Rascals of East Preston, Angmering on Sea Tennis Club, RNLI, St Marys Church, Arun Young Musicians, Sussex Air Ambulance, Silver Surfers, EP Football Club Youth to name but a few)

"What are lenders looking for?"

This is a question being asked by many of our clients.

When the credit crunch started the banks and building societies adjusted their lending criteria and some four years later the goal posts continue to be moved; a tactic that could well help Blackburn Rovers defensive problems. Moving goal posts and continued meddling with the Financial Markets are now par for the course and something we all have to get used to.

Over recent years we have seen the demise of the 125%, the 100% and in a lot of cases even the 95% mortgage. This has caused First time Buyers major problems as they now have to juggle payment market rents and trying to save deposit monies of £20,000 to £30,000; all the time seeing property values increasing, albeit slightly.

That first step onto the property ladder has, in some cases, never seemed so high.
Next time buyers are also not immune to these austere measures. Some of those who purchased three years ago, having saved for a deposit and obtained a 95% mortgage, now find they cannot remortgage due to the current market value of their home. Many of these are with lenders who have subsequently ceased lending and therefore will not offer them extensions to their fixed rate, leaving them at the mercy of the increasing Standard Variable Rates.

The Self Certification mortgage is now a distant memory and whilst there will be some that applaud the downfall of such an anomaly; such as sudden and total withdrawal of this type of lending has resulted in a large number of self employed borrowers either unable to re-mortgage or being faces with having to sell their property.

Now is the time for a more sensible approach, where affordability is the key issue. Yet one more reason why you should only deal with an Independent Financial Adviser and one that has access to the whole of the market.

Our advisers are Independent and able to assist you in obtaining the most appropriate advice for your needs.

If you need some advice contact Cooper Adams and ask for Steve.

Our Basic, Simple Guide to Twitter

This is just a simple guide for newcomers.

What is Twitter?
Twitter is an online service that enables you to broadcast short messages to your friends or “followers.” It also lets you specify which Twitter users you want to follow so you can read their messages in one place.  Twitter is designed to work on a mobile phone as well as on a computer.

All Twitter messages (called tweets) are limited to 140 characters, so each message can be sent as a single SMS alert. You can’t say much in 140 characters. That’s part of Twitter’s charm.

Twitter is free.

Go to Twitter.com and click “Join for free.” For best results, use your real name when signing up; otherwise your friends won’t be able to find you easily. It’s also helpful to upload a picture. If you select the “Protect my updates” box, people won’t be able to read your Twitters unless you authorise them. You’ll have more fun if you leave this box unchecked.

Now that you have a Twitter account, tell your friends your username or send them the link to your Twitter page. Each users has his own page, in the form twitter.com/username. (Example: my Twitter page is twitter.com/cooper_adams )

People that follow you on Twitter will be able to read your comments, these are called Tweets, some users Tweet once a year some every 5 minutes.

Some tweet about their life some tweet about their work, say what you want but bear in mind most of it will be in the public domain.

To tweet click home at the top and type into your ‘What’s happening box?’ click tweet and you’ve done it!
Your followers can see it straight away.

To follow someone search in the box at the top, click on their name in bold then click follow – easy!

click here:  https://twitter.com/cooper_adams

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